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At Silver Rock Realty,  Brooklyn Mortgages we’re here to help.  If you are having problems paying your mortgage (or believe that you may in the future), or if you are behind on your payments and facing foreclosure, you need a realtor counselor to assist you in reviewing the many, many programs currently available to assist homeowners.  At this time, dealing with a mortgage or foreclosure issue is not a do-it-yourself endeavor. We strongly suggest that you do not try to go it alone. You need the assistance of a housing counselor.

Shopping around for a home loan or mortgage will aid you i getting   the best financing deal. A mortgage — whether it’s a home purchase, a refinancing, or a home equity loan — is a product, just like a car, so the price and terms may be negotiable. You’ll want to compare all the costs involved in obtaining a mortgage. Shopping, comparing, and negotiating may save you thousands of dollars.  Let Silver Rock Realty help you find your way.

Foreclosure Assistance

The Obama Administration has implemented a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. The majority of these programs are administered through the U.S. Treasury Department and HUD. This page provides a summary of these various programs. Please continue reading in order to determine which program can best assist you.

If you are experiencing difficulties making your mortgage payments, you are encourage to contact us with any questions you might have. Directly inquire about foreclosure prevention options that are available. If you are experiencing difficulty communicating with your mortgage lender or servicer about your need for mortgage relief, contact Silver Rock Realty today.  Brooklyn Mortgages

Foreclosure Modifications

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At Silver Rock Realty, Homes For Sale in Brooklyn and Homes For Sale in Queens Mortgage loan modifications change the terms of your mortgage to make your payments more affordable. Lenders modify loans to prevent costly foreclosures. Homeowners benefit by getting to keep their houses.  Ask us for help!  Brooklyn Mortgages

Short Sales

Short sales have become the only way out for some sellers who owe more on their mortgage than their home is worth. For struggling borrowers, it’s a chance to avoid foreclosure.  At Silver Rock Realty, we understand a short sales can be stressful and time-consuming, and they may lead to harsh consequences if not done properly.  Many sellers think the biggest challenge in a short sale is persuading the lender to allow the property to sell for less than the mortgage balance.  Contact us for immediate assistance.